tag:blogger.com,1999:blog-2022809124728917242024-03-07T01:08:58.314-08:00DSense of lifeLife | Money | World | Politics | NatureUnknownnoreply@blogger.comBlogger40125tag:blogger.com,1999:blog-202280912472891724.post-3990880126227383412024-02-25T05:01:00.000-08:002024-02-25T05:01:08.470-08:00Is AI a threat or potential threat to mankind ?<p><span style="color: #282829; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px;">Yes, it is, one of the biggest threat in history of mankind.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">In many ways.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">The people who say it is just a propaganda to defame AI, or those who want to advocate it everywhere, actually can not see future in its whole true form.<br />It is very simple: When you have the raw material available, you know what is going to be ultimate product over time but you need to have that vision.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">The best thing about machine is that it would not show your grey part, criticize you or scold you on face, straight forward. Most people are afraid and run away of the situation where they are countered head to head or questioned, so they prefer machine over humans.<br />I will try to explain everything I know and understand about AI and how I see a future with AI, bit by bit.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Firstly, there are people who say if human has made AI, how can AI surpass humans. We made rockets, a rocket can go to space, can a human go to space directly without any mechanical support ?<br />Those who advocate that “computers were also made, people were against computers but now we have grown or developed with help of computers” , these people do not understand AI capabilities.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Computers are combination of hardware's and software that required input to process any info, and in computers software was something, “</span><span style="background: none; font-weight: bold;">the path</span><span style="background: none;">” of which was determined to get an information processed.<br />AI is software program that can be combined with a robot ( AI machine), a computer or anything with is mechanical. Scary thing is, it can write its software further ( create its own ways, </span><span style="background: none; font-weight: bold;">the path</span><span style="background: none;">) to the extent it thinks fit to get job done. It would also be the decision maker as per its perception.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Just like a person who can use even a paper clip to harm another person, AI machine is capable of doing that ( directly or indirectly). Also, an AI can be used as a weapon of mass destruction by any person ( not a terrorist), even a small hacker frustrated with his personal life can do that.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Secondly, there are people who would say AI would generate jobs. Now, the answer I have is very practical why would big companies making profit fortunes think about society. They know what they want, even if they have to sell public data collected through products.<br />AI is useful for them to cut cost ( increase profitability), to do things a human can not think of, by analyzing millions of ways in few seconds.<br />Even I know, what is capability of a simple AI software and few chats samples of group of people, that the AI can read. The AI can create database of habits, like or dislikes.<br />Corporate giants can ruin our life’s beyond the thinking capabilities of people who are advocating AIs, combined with the data gathered from facebook, instagram, whats app etc.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Thirdly, the creative side of AI has started ruining lives.<br />On regular basis I can see news where some edited images of real life people are edited in such a way that can harm their finance or social image or can even lead to physical harm ( if the falsified image or text triggers someone who is extreme in action ).</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Lastly, AI would take us far from human interaction, just like social media and makes human addicted.<br />Most of the </span><span style="background: none; font-weight: bold;">people like to be liked</span><span style="background: none;"> even if they have to fake their personality traits or possessions.<br />Those who advocate AI, ask yourself:<br />Why do you stand in front of someone else car ? OR<br />Why you post photos on social media showing the things you do not possess ? OR<br />Why you have tattoos on your body, when that thing was not made by birth ? OR<br />Why do you have to use filters in your camera ? OR<br />Why you feel depressed when you do not get likes on social media ? OR<br />Why you want to be in fake world created on social media, lying to yourself ?</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">It is dark side of most of the human ( especially the social ones) to first lie to others and then assume the lie to be truth for themselves. AI is a tool to magnify the dark side to its darkest form.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">I recently read about something all ‘Replika’ app, it is the disaster AI can do with proof.<br />There are people who lack wisdom or were just given birth by parents but then left for the directionless society on own, also not passed on with principles of humanity and wisdom ( parents may lack it themselves ) are getting attracted to this app. These users do not get attention or the solution to their phycological problems in the society, so they find support in AI assuming it their slave / partner / guardian. But ultimately they are addicted to the slave or partner, who is ‘</span><span style="background: none; font-weight: bold;">atleast for now</span><span style="background: none;">’ programmed to make them happy. But actually making them mentally and socially weak, collecting the psychological data. This is bizarre.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">A gun will shoot and kill that is simple.<br />Same AI would think and decide itself, dark side of human would create dark future for humanity combined with AI. Nobody needs a case study when things are evident.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Most of the audience especially in west, probably </span><span style="background: none; font-weight: bold;">get triggered</span><span style="background: none;"> only by research papers or the scientific evidences. But that is not how life works, if you think that something is good, it would continue to do bad because thats how it is made or suppose to work for most of human.<br />When something is evident, first action should be to </span><span style="background: none; font-weight: bold;">save the society</span><span style="background: none;"> before any research or scientific evidence shows that damage has already been done.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Saving few thousands every year in name of medical advancement, to advocate other form of same </span><span style="background: none; font-weight: bold;">tool or seed </span><span style="background: none;">that is easily available to harm millions mentally or physically, is not human intelligence.</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-34862072337623667492023-12-26T02:53:00.000-08:002023-12-26T02:53:54.046-08:00What is the main purpose of life to you?<p> <span style="color: #282829; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px;">I will take this to a broad level in later part of my answer, people from different sects may differ, but what I am writing is what I have experienced and observed.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">As human body which has feelings, sensations, intuitions, emotions, you should do things that you like, in addition things that benefit society. Anything against the society and beneficial for you can not be purpose.<br />Keeping above in mind when you do that you love/ like, it would benefit you in long run mentally and economically, self satisfaction (purpose) is something people do not get who run blindly after money.<br />If you run after money and as your years passes you realize there is still some void. So, solution is share your knowledge or success with society without expecting anything in return, that would fill the void.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Now I will explain the purpose spiritually (as per Hindu texts):</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">You </span><span style="background: none; font-weight: bold;">do not</span><span style="background: none;"> live only once, soul takes another birth, that is the basic character of soul, ancient Indian scriptures suggest that. Purpose of soul is to get out of this cycle which can be attained through what world know as good “Karma” and devotion to god.<br />Now here, you can not define the “Karma” as per your convenience or your sects compatibility. Most people already know what is good or bad but they still do not care because of different laws, beliefs, greed, fear or sects they follow.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">For example, stealing is not good whether or not allowed by a law or sect, cheating your partner (or being characterless) is not good whether or not allowed by law or sect, intoxication is not good whether or not allowed by law or sect etc.<br />If you are not doing such things in a group of 100 people while 99 others are doing it, do not question yourself, that sense of self realization and being that mentally strong is a powerful feeling.</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-8482951128264815122023-11-18T08:43:00.000-08:002023-11-18T08:43:01.712-08:00What will be the long term consequences of Delhi's pollution on us? <p><span style="color: #282829; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px;">Do you smoke?</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">If yes: These pollution issues are useless. You are already ready to die early. No need to read further. Do something for your loved ones.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">If no: You are being forced to ‘smoke in’ that number of cigarettes. Big number! For a non smoker.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">High probability of lung problems, respiratory issues and definite reduction in life expectancy.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">World Health Organisation (WHO) prescribed safe limit for air pollution (PM 2.5) is 10 (annual avg.). Many cities crosses this limit e.g. london by 1.5 -2 times, but we the people of india never settle for less, population & typical indian mindset is cherry on the top.<br /><br /></span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">On several days this level has crossed hazardous category. Search for annual averages yourself, its around 13 to 15 times of WHO prescribed limit in recent years.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Same as smoking, the effects of such pollution level may not appear in short term. But poison is poison, it works (sometimes slowly) but would do its work.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Now should you leave delhi? Ask yourself.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;"></span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">I would say..No…………………..but only if you expect government to take path breaking steps, only if you expect change in typical indian mindset, only if major industries are ready to sacrifice the way they produce and spend some money, only if conscience takes over greed.</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-60460834493401737792023-11-18T08:31:00.000-08:002023-11-18T08:31:52.901-08:00What's wrong with our youth?<p> <span style="color: #282829; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px;">Not all but the distracted ones are taking this to a disaster of whole new level.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">“Opposite attracts each other”. People should stop using this phrase.<br />Human mind does not always works that way. We are talking about people with desire, emotion and birth traits. A corrupt brain follower would love influencer who can match the same thought process.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">So, to start from basics, I have experienced and observed that how a person is or would become in future depends on his /her inherent nature by birth as well as the people you spend time with.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">People are born with different traits like peace loving or restless menace, being a habitual liar since childhood or a truth lover, introvert or extrovert, ethical by heart or unethical just for joy.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">The youth mostly “teenager” is the group from population which has not been bashed by life yet and is surviving mainly on the parental income or property. They also do not have roles and responsibilities which makes them attracted to luxury life which they dream of which can come easy and quick, even if it has no actual base or based on unethical practices.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Now, what they are doing wrong ?<br />1. The brain size which looks like a normal human but works like a mouse.<br />2. Stuck on phones for most of time, consuming crap on social media and corrupting that mice sized brain.<br />3. They do not listen to their parents or any other elders but thinks a chhapri influencer earning showing off the possessions is a god.<br />4. Blind following so-called influencers and dreaming the same way of life, not knowing that the life is given by brainless followers.<br />5. Not knowing that the influencers are just using time and energy of their distracted & lost followers to make money.<br />6. Getting in wrong habits and unethical social practices as they learn from influencers.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Social media has taken the vulnerable and mentally weak group to downfall of society faster than anything else. I do not really care about the positive sides of social media which actually serves the capitalist goals very well. We can see similar case with AI, upside for capitalist but downside for society & humanity.<br />Even you can see on quora that the pages which serves nudity or non-sensical things have acquired much spaces. This is what killing wisdom for everyone slowly but teenagers or mentally vulnerable are most affected at fast pace.</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-5860889740528352402023-11-18T08:27:00.000-08:002023-11-18T08:27:16.668-08:00What are real life scams that people fall for all the time?<p> <span style="color: #282829; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px;">There are scams done through email or internet, where you get emails or message:</span></p><ol class="q-box" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; list-style-image: initial; list-style-position: initial; margin: 0px 2em 1em 0px; overflow-wrap: break-word; padding: 0px;"><li class="q-relative" style="box-sizing: border-box; margin: 0px 0px 0px 2em; padding: 0px 0px 0.7em; position: relative;"><span style="background: none;">Saying some subscription or warranty has been renewed automatically and you would get refund / cancellation by calling the number given</span></li><li class="q-relative" style="box-sizing: border-box; margin: 0px 0px 0px 2em; padding: 0px 0px 0.7em; position: relative;"><span style="background: none;">Asking “do you need part time job just working from home” and then scamming you before you understand anything.</span></li><li class="q-relative" style="box-sizing: border-box; margin: 0px 0px 0px 2em; padding: 0px; position: relative;"><span style="background: none;">Asking you to pay some money initially to claim lottery etc.</span></li></ol><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Just few examples from the modus operandi of the scammers.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">They specially target the people who are not tech friendly ( mostly the elderly people ) or they try to scam the people who are desperately hunting for job.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">I was surprised to see that most of the call centers for such scams are operated from Kolkata. Even Kolkata is now bigger than Jamtara, as new scam capital. They are making victims from India and rest of the world (especially Americans).</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">It was good to see few youtubers ( e.g. hackers by profession ) are exposing these scammers. They are even capable to track scammers with the location co-ordinates and also gather proofs.<br />I believe, they also work on paid basis for individual cases based on a some fees, if they agree to track down</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Now, if you have information of scammer available with you you can reach out to the twitter handle of the concerned authority with all the proofs, for example for Kolkata region you may reach out to below:<br />@DCCyberKP<br />@KPDetectiveDept<br />@KolkataPolice</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-57012953486295550742023-11-18T08:24:00.000-08:002023-11-18T08:24:43.810-08:00Is the current freebies culture harmful to the Indian economy?<p><span style="color: #282829; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px;">Lets first understand with term “ Tax”.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Now the tax is mostly paid by the class of society that earns more or spends more.<br />A tax is inseparable part of an economy, required to run it properly.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">This same ‘tax’ helps in filling the gap of rich and poor to some extent otherwise poor would die of poverty and scarcity. A country like India which has huge population that belongs to underprivileged section of society needs backing up to survive.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">A huge gap of distribution of income would increase purchasing capabilities of high income group and bring misery to low income group. Not a good sign for country as whole.<br />So taxing the high income group or taxing luxury product / services and using same to sort out problems of lower income group balances the economy of gap.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Since childhood we know about food rationing ( lower income group gets grains, pulses, oil for free), now if this has been extended to electricity / water its okay.<br />Economically, I do not see any harm in this to improve or balance the Indian conditions and image.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">But if we talk about </span><span style="background: none; font-weight: bold;">unemployment allowance</span><span style="background: none;"> or </span><span style="background: none; font-weight: bold;">distribution of cash</span><span style="background: none;"> or </span><span style="background: none; font-weight: bold;">distributing mobile phones</span><span style="background: none;"> to public, </span><span style="background: none; font-weight: bold;">that would be a blunder</span><span style="background: none;"> , it would eat up the basic idea of assistance to poor or weaker section just like what reservation has already done, this would be something to use taxpayer’s money for own political benefit. You can call it a ‘</span><span style="background: none; font-weight: bold;">revdi</span><span style="background: none;">’ in that case.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">I have heard same type of scheme being launch by Congress govt in Sep 2023 where they are distributing mobile phones to women with free data plan. This is a waste of money. The money should be spent on setting up business which can provide employment.</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-87133799635903709542023-11-18T08:05:00.000-08:002023-11-18T08:05:01.140-08:00Is AI an existential threat to humanity?<p> <span style="color: #282829; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px;">Yes, it is, the biggest threat in history of mankind.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">In many ways.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">The people who say it is just a propaganda to defame AI, or those who want to advocate it everywhere, actually can not see future in its whole true form.<br />It is very simple: When you have the raw material available, you know what is gong to be ultimate product over time.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">The best thing about machine is that it would not show your grey part, criticize you or scold you on face, straight forward. Most people are afraid and run away of the situation where they are countered head to head or questioned, so they prefer machine over humans.<br />I will try to explain everything I know and understand about AI and how I see a future with AI, bit by bit.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Firstly, there are people who say if human has made AI, how can AI surpass humans. We made rockets, a rocket can go to space, can a human go to space directly without any mechanical support ?<br />Those who advocate that “computers were also made, people were against computers but now we have grown or developed with help of computers” , these people do not understand AI capabilities.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Computers are combination of hardware's and software that required input to process any info, and in computers software was something, “</span><span style="background: none; font-weight: bold;">the path</span><span style="background: none;">” of which was determined to get an information processed.<br />AI is software program that can be combined with a robot ( AI machine), a computer or anything with is mechanical. Scary thing is, it can write its software further ( create its own ways, </span><span style="background: none; font-weight: bold;">the path</span><span style="background: none;">) to the extent it thinks fit to get job done. It would also be the decision maker as per its perception.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Just like a person who can use a paper clip to harm another person, AI machine is capable of doing that ( directly or indirectly). Also, an AI can be used as a weapon of mass destruction by any person ( not a terrorist), even a small hacker frustrated with his personal life can do that.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Secondly, there are people who would say AI would generate jobs. Now, the answer I have is very practical why would big companies making profit fortunes think about society. They know what they want, even if they have to sell public data collected through products.<br />AI is useful for them to cut cost ( increase profitability), to do things a human can not think of, by analyzing millions of ways in few seconds.<br />Even I know, what is capability of a simple AI software and few chats samples of group of people, that the AI can read. The AI can create database of habits, like or dislikes.<br />Corporate giants can ruin our life’s beyond the thinking capabilities of people who are advocating AIs, combined with the data gathered from facebook, instagram, whats app etc.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Thirdly, the creative side of AI has started ruining lives.<br />On regular basis I can see news where some edited images of real life people are edited in such a way that can harm their finance or social image or can even lead to physical harm ( if the falsified image or text triggers someone who is extreme in action ).</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Lastly, AI would take us far from human interaction, just like social media and makes human addicted.<br />Most of the </span><span style="background: none; font-weight: bold;">people like to be liked</span><span style="background: none;"> even if they have to fake their personality traits or possessions.<br />Those who advocate AI, ask yourself:<br />Why do you stand in front of someone else car ? OR<br />Why you post photos on social media showing the things you do not possess ? OR<br />Why you have tattoos on your body, when that thing was not made by birth ? OR<br />Why do you have to use filters in your camera ? OR<br />Why you feel depressed when you do not get likes on social media ? OR<br />Why you want to be in fake world created on social media, lying to yourself ?</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">It is dark side of most of the human ( especially the social ones) to first lie to others and then assume the lie to be truth for themselves. AI is a tool to magnify the dark side to its darkest form.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">I recently read about something all ‘Replika’ app, it is the disaster AI can do with proof.<br />There are people who lack wisdom or were just given birth by parents but then left for the directionless society on own, also not passed on with principles of humanity and wisdom ( parents may lack it themselves ) are getting attracted to this app. These users do not get attention or the solution to their phycological problems in the society, so they find support in AI assuming it their slave / partner / guardian. But ultimately they are addicted to the slave or partner, who is ‘</span><span style="background: none; font-weight: bold;">atleast for now</span><span style="background: none;">’ programmed to make them happy. But actually making them mentally and socially weak, collecting the psychological data. This is bizarre.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">A gun will shoot and kill that is simple.<br />Same AI would think and decide itself, dark side of human would create dark future for humanity combined with AI. Nobody needs a case study when things are evident.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Most of the audience especially in west, probably </span><span style="background: none; font-weight: bold;">get triggered</span><span style="background: none;"> only by research papers or the scientific evidences. But that is not how life works, if you think that something is good, it would continue to do bad because thats how it is made or suppose to work for most of human.<br />When something is evident, first action should be to </span><span style="background: none; font-weight: bold;">save the society</span><span style="background: none;"> before any research or scientific evidence shows that damage has already been done.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Saving few thousands every year in name of medical advancement, to advocate other form of same </span><span style="background: none; font-weight: bold;">tool or seed </span><span style="background: none;">that is easily available to harm millions mentally or physically, is not human intelligence.</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-51658902779991546672023-11-18T07:38:00.000-08:002023-11-18T07:38:58.187-08:00What is the solution for air pollution problems?<p> <span style="color: #282829; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px;">Before I come to the point, I want to highlight a situation and its outcome that was clearly evident, “the lockdown” during covid-19 outbreak, there was cleaner air and greener environment.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Now, let me come straight to the point:<br />1. Reduce the use of plastic products.<br />2. Instead of buying phone, laptop, TV ( other electronic appliances ) </span><span style="background: none; font-weight: bold;">every year</span><span style="background: none;">, use the same till it works for you well.<br />3. The use & ownership of vehicles also need to be limited ( even manufacturing of vehicle causes pollution ) while more public transport needs to be promoted.<br />4. Most of the Industries which pollutes the environment need to be shut down.<br />5. Understand that technological development comes at price of environment.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">The solution to any problem lies in the problem itself, but as human race we are ignorant, have capitalist mindset, we are greedy, unsatisfied & jealous to one another.<br />Politicians would keep fighting blaming each other, but I blame the people who is also the consumer.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px 0px 1em; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">Also some of capitalist like Elon Musk ( there are thousands like him ) who have all network and sources to bring change, are more interested to shift on moon / mars rather than protecting earth.</span></p><p class="q-text qu-display--block qu-wordBreak--break-word qu-textAlign--start" style="background-color: white; box-sizing: border-box; color: #282829; direction: ltr; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 15px; margin: 0px; overflow-wrap: anywhere; padding: 0px; word-break: break-word;"><span style="background: none;">If you are not ready to sacrifice the updated phones every year, the new upgraded vehicle, etc. you have no right to talk about the pollution.</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-1130093163091661292023-05-31T08:21:00.006-07:002023-05-31T08:27:42.018-07:00Overcome Social Media Addiction | Avoid Internet Addiction<p></p><p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="font-family: Bookman Old Style, serif;">Internet
addiction is when someone spends too much time using the internet and can't
control their behavior. They feel a strong urge to be online all the time,
even if it causes problems in their life. It can lead to being isolated from
others, having trouble with relationships, not being able to focus on important
things, and can even affect mental and physical health. People with internet
addiction may feel restless or anxious when they can't go online. It's
important to recognize and deal with internet addiction to have a healthier
balance between online and offline activities.</span></p><p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEinZcarC5UHQ9FCYqMoSBvhjQyeMyASIwbgOhfWvq9ifZi1l0VjrshFe_df2BcS9V3EXc9-xAzEd8mh4CHiFIMXXDtnDcPY3ohHeC7b64VKncBBbsWJjmvtYSFAKjRmRusOT7qaToUhsHDxj-lSR73TPVrUo0bBLUt4EJ-ELqh-8jOa4U0KrVvZVWIf/s819/internet%20addiction.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="470" data-original-width="819" height="184" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEinZcarC5UHQ9FCYqMoSBvhjQyeMyASIwbgOhfWvq9ifZi1l0VjrshFe_df2BcS9V3EXc9-xAzEd8mh4CHiFIMXXDtnDcPY3ohHeC7b64VKncBBbsWJjmvtYSFAKjRmRusOT7qaToUhsHDxj-lSR73TPVrUo0bBLUt4EJ-ELqh-8jOa4U0KrVvZVWIf/s320/internet%20addiction.png" width="320" /></a></div><br /><span style="font-family: Bookman Old Style, serif;"><br /></span>
<br /><span style="font-family: Bookman Old Style, serif;">
To overcome social media and internet addiction and regain control of your
digital habits, consider the following strategies:<o:p></o:p></span><p></p>
<ol start="1" type="1">
<li class="MsoNormal" style="color: black; line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Bookman Old Style",serif; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN; mso-font-kerning: 0pt; mso-ligatures: none;">Set clear goals and priorities:<br />
Define your personal goals and priorities in life. Establishing a clear
sense of direction will help you recognize when excessive social media and
internet use is hindering your progress towards these goals.<br />
<br style="mso-special-character: line-break;" />
<!--[if !supportLineBreakNewLine]--><br style="mso-special-character: line-break;" />
<!--[endif]--><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Bookman Old Style",serif; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN; mso-font-kerning: 0pt; mso-ligatures: none;">Create a structured schedule:<br />
Allocate specific time slots during the day for using social media and the
internet, and avoid using them outside of these designated times.
Implementing a structured routine will reduce the chances of mindless
scrolling and help you regain control over your usage.<br />
<br style="mso-special-character: line-break;" />
<!--[if !supportLineBreakNewLine]--><br style="mso-special-character: line-break;" />
<!--[endif]--><o:p></o:p></span></li>
<li class="MsoNormal" style="line-height: normal;"><span style="font-family: Bookman Old Style, serif;">Develop self-awareness:</span><br /><span style="font-family: Bookman Old Style, serif;">
Be mindful of your emotions and behaviors while using social media and
the internet. Pay attention to the amount of time you spend, the impact it
has on your mood and well-being, and whether it aligns with your goals and
priorities. This self-awareness will allow you to identify and address
addictive patterns.</span><br />
<br style="mso-special-character: line-break;" />
<!--[if !supportLineBreakNewLine]--><br style="mso-special-character: line-break;" />
<!--[endif]--><span style="font-family: Bookman Old Style, serif;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Bookman Old Style",serif; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN; mso-font-kerning: 0pt; mso-ligatures: none;">Minimize distractions:<br />
Disable or limit notifications from social media apps to reduce the
constant urge to check your phone. Additionally, consider implementing
strategies to minimize other digital distractions, such as turning off
unnecessary app notifications or using browser extensions that block
specific websites during certain times.<br />
<br style="mso-special-character: line-break;" />
<!--[if !supportLineBreakNewLine]--><br style="mso-special-character: line-break;" />
<!--[endif]--><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Bookman Old Style",serif; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN; mso-font-kerning: 0pt; mso-ligatures: none;">Engage in alternative activities:<br />
Find healthier activities that bring you joy and fulfilment. Exercise,
read books, spend time with loved ones, pursue hobbies, or engage in face-to-face
social interactions. By replacing excessive social media use with
meaningful activities, you can gradually reduce your dependence on it.<br />
<br style="mso-special-character: line-break;" />
<!--[if !supportLineBreakNewLine]--><br style="mso-special-character: line-break;" />
<!--[endif]--><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Bookman Old Style",serif; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN; mso-font-kerning: 0pt; mso-ligatures: none;">Practice digital detox:<br />
Take regular breaks from social media and the internet. Designate specific
periods, such as weekends or evenings, as "digital detox" time
where you disconnect from all digital devices and focus on offline
activities.<br />
<br style="mso-special-character: line-break;" />
<!--[if !supportLineBreakNewLine]--><br style="mso-special-character: line-break;" />
<!--[endif]--><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Bookman Old Style",serif; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN; mso-font-kerning: 0pt; mso-ligatures: none;">Seek support:<br />
Reach out to friends, family, or support groups who can provide guidance
and encouragement as you work towards overcoming internet addiction.
Sharing your struggles with others can help you stay accountable and gain
valuable insights and perspective.<br />
<br style="mso-special-character: line-break;" />
<!--[if !supportLineBreakNewLine]--><br style="mso-special-character: line-break;" />
<!--[endif]--><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Bookman Old Style",serif; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN; mso-font-kerning: 0pt; mso-ligatures: none;">Set realistic goals:<br />
If completely quitting social media feels challenging, set realistic
limits for your usage. For example, limit your daily browsing time or
restrict social media use to specific platforms that provide value or
positively impact your life.<br />
<br style="mso-special-character: line-break;" />
<!--[if !supportLineBreakNewLine]--><br style="mso-special-character: line-break;" />
<!--[endif]--><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Bookman Old Style",serif; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN; mso-font-kerning: 0pt; mso-ligatures: none;">Practice self-care:<br />
Prioritize self-care activities that promote physical and mental
well-being. Exercise regularly, get sufficient sleep, practice mindfulness
or meditation, and nurture positive relationships. Taking care of your
overall well-being will reduce the desire to escape into social media and
the internet.<o:p></o:p></span></li>
</ol>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Bookman Old Style",serif; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN; mso-font-kerning: 0pt; mso-ligatures: none;">Remember,
breaking an addiction takes time and effort. Be patient with yourself and
celebrate small victories along the way. If your addiction feels severe or
significantly impacts your daily life, consider seeking professional help from
a therapist or counsellor who specializes in addiction treatment.<o:p></o:p></span></p><br /><p></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-65427860464217419882023-05-30T10:40:00.003-07:002023-05-31T07:56:48.907-07:00Money Management | Control your Money<p class="MsoNormal"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;"></span></p><h3 style="text-align: left;"><div class="separator" style="clear: both; text-align: left;"><br /></div>Managing personal finances effectively
requires developing strong money management skills and implementing a
well-structured plan. To manage your finances better, consider the following
tips:</h3><div class="separator" style="clear: both; text-align: left;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguSTXwhzSI0o9cs00Txn28FQeIpUIRKUZWsPMSwY0Gvc32pUw-swLuB3Su--vZXnC2UT2GnM_0EiK9Z65lae0nAexGiD5ZnxGl8Lr1vgQQ7D49-e3iD105y77yIA558K67CztvZ_k8ZJXPIj49jeAFaCP-jxAkFccDwROXhCh5YaxMKYie8aMtk-TQ/s150/coin%20group.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Money" border="0" data-original-height="95" data-original-width="150" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguSTXwhzSI0o9cs00Txn28FQeIpUIRKUZWsPMSwY0Gvc32pUw-swLuB3Su--vZXnC2UT2GnM_0EiK9Z65lae0nAexGiD5ZnxGl8Lr1vgQQ7D49-e3iD105y77yIA558K67CztvZ_k8ZJXPIj49jeAFaCP-jxAkFccDwROXhCh5YaxMKYie8aMtk-TQ/s16000/coin%20group.jpg" title="Personal Finance Management" /></a></div><div><br /></div><o:p></o:p><p></p>
<ol start="1" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">Set Clear Financial Goals:<br />Start by
establishing specific and achievable financial goals. These goals could
include saving for a down payment, paying off debt, or building an
emergency fund. Clear objectives provide focus and motivation.<br /><br /><o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;">Create a Comprehensive Money Management
Plan: <br />Develop a detailed plan that encompasses budgeting, expense
tracking, saving strategies, debt management, and investment options.
Having a holistic approach ensures that all aspects of your financial life
are considered.<br /><br /><o:p></o:p></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;"><span style="font-size: medium;">Budgeting: </span><br />A budget is the foundation of
effective money management. <br />Track your income and categorize your
expenses, allocating funds for essential expenses, savings, and debt
repayment. Regularly review and adjust your budget as needed.<br /><br /><o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">Track Your Expenses: <br />Monitor your spending
habits closely by regularly tracking your expenses. This can be done using
spreadsheets or personal finance apps. Understanding where your money goes
helps identify areas where you can reduce spending and save more
effectively.<br /><br /><o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">Save and Invest Wisely: <br />Make saving a
priority within your budget. Aim to save a portion of your income each
month, regardless of the amount. Automate your savings by setting up
automatic transfers to a separate savings account. Additionally, consider
investing your savings to grow your wealth over time.<br /><br /><o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">Debt Management: <br />Develop a strategy to
tackle and reduce your debt. Prioritize paying off high-interest debt
first while making minimum payments on other debts. Explore options such
as debt consolidation or balance transfers to lower interest rates and
simplify repayment.<br /><br /><o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">Emergency Fund: <br />Build an emergency fund to
handle unexpected expenses or income disruptions. Strive to save three to
six months' worth of living expenses in a readily accessible account, such
as a high-yield savings account. This provides a financial safety net during
challenging times.<br /><br /><o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">Develop Money Management Skills:
<br />Continuously educate yourself on personal finance topics to enhance your
money management skills. Read books, follow reputable financial blogs, and
participate in financial literacy courses to improve your understanding of
investing, saving, and debt management.<br /><br /><o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">Minimize Impulse Buying: <br />Before making a
purchase, evaluate whether it's a need or a want. Avoid impulsive spending
and give yourself time to assess if the purchase aligns with your
financial goals and budget.<br /><br /><o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list 36.0pt;"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">Regularly Review and Adjust: <br />Regularly
review your financial progress, budget, and goals. Make necessary
adjustments to stay on track and accommodate changes in your income or
expenses. Flexibility and adaptability are key to maintaining a successful
money management plan.<o:p></o:p></span></li>
</ol>
<p class="MsoNormal"><span style="mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">By implementing these money management
tips, creating a comprehensive plan, and continuously honing your money
management skills, you'll be well-equipped to manage your finances effectively
and achieve your personal financial goals.<o:p></o:p></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-49831852354471647692023-05-30T06:06:00.004-07:002023-05-30T10:12:14.082-07:00Opening a current bank account in India<span face="Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"" style="color: #374151; font-size: 16px; white-space: pre-wrap;"><span style="background-color: white;">When you start a business, it's important to separate your personal finances from your business transactions. Opening a current account is a key step in achieving this separation. Unlike a savings account, a current account is designed specifically for business needs. It offers features like checkbook facilities, higher transaction limits, and overdraft options. With a current account, you can manage your business finances effectively, receive payments from clients, and make business-related payments. It also helps you maintain accurate records and simplifies tax compliance and financial reporting. Having a dedicated current account gives your business a professional image and makes your operations smoother. So, if you're an aspiring entrepreneur, opening a current account is an essential move for your business.
<br /></span></span><div><span face="Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"" style="color: #374151; font-size: 16px; white-space: pre-wrap;"><span style="background-color: white;"><div class="separator" style="clear: both; text-align: left;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8dagVgifXBp0OM5ko0LJ54giQMdYQpI-DNbMiwjAkWGRh1t-bpfjsrihkmGVxfV73TeWepYqxKUgqDhkxqsFD28-UYqIuHylWlntKo3rUSd13MkpBkHsHt_PlXVx0q3mJWv_Ewd199Aa4hM4LAZnwM0pK-yptMoz5QjLOFdBCmX1mH_o54C3U-lYr/s819/Untitled.png" style="margin-left: 1em; margin-right: 1em;"><img alt="Bank Account Open Current Account" border="0" data-original-height="626" data-original-width="819" height="153" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8dagVgifXBp0OM5ko0LJ54giQMdYQpI-DNbMiwjAkWGRh1t-bpfjsrihkmGVxfV73TeWepYqxKUgqDhkxqsFD28-UYqIuHylWlntKo3rUSd13MkpBkHsHt_PlXVx0q3mJWv_Ewd199Aa4hM4LAZnwM0pK-yptMoz5QjLOFdBCmX1mH_o54C3U-lYr/w200-h153/Untitled.png" title="Bank Account" width="200" /></a>
<h2 style="text-align: left;">Below are the steps to open a current account:</h2></div></span></span><ol style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; color: #374151; counter-reset: item 0; display: flex; flex-direction: column; font-family: Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"; font-size: 16px; list-style-image: initial; list-style-position: initial; margin: 1.25em 0px; padding: 0px 0px 0px 1rem; text-align: left; white-space: pre-wrap;"><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"></p><h4><span style="background-color: white;">Research and Choose a Bank:</span></h4><span style="background-color: white;">Conduct a research on different banks to identify the ones that offer current accounts with suitable features, benefits, and services. Compare factors such as transaction fees, account requirements, online banking facilities, and customer reviews to make an informed decision. ( you may try AU Bank)
</span><p></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"></p><h4><span style="background-color: white;">Visit the Bank Branch: </span></h4><span style="background-color: white;">Once you have chosen a bank, visit the nearest branch that offers current account services.
</span><p></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"></p><h4><span style="background-color: white;">Obtain the Application Form: </span></h4><span style="background-color: white;">Request an application form for opening a current account from the bank. Most of the private banks have digitalized the process so you would find a dedicated person with a Tab PC in hand to do it for you.
</span><p></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"></p><h4><span style="background-color: white;">Gather Required Documents: </span></h4><span style="background-color: white;">Collect the necessary documents for opening a current account. These typically include:</span><p></p><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><span style="background-color: white;">a. Proof of Identity ( any one ): Provide a valid proof of identity such as a passport, Aadhaar card, voter ID card, driving license, or PAN card.
</span></p><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><span style="background-color: white;">b. Proof of Address ( any one ): Submit a valid proof of address, such as a passport, Aadhaar card, voter ID card, utility bill or rent agreement (if applicable).
</span></p><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><span style="background-color: white;">c. Proof of business (all are required) : GST reg certificate, Udhyam registration certificate and seal of proprietor / partner / director
For GST and Udhyam certificate you may contact: <a href="https://www.bark.com/en/in/company/bizzport-consultants/OQ94M/" target="_blank">Business Consultants</a>
d. Passport-sized Photographs: Keep a few recent passport-sized photographs ready.</span></p><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><span style="background-color: white;">It's important to note that specific banks may have slight variations in the required documents. It's advisable to confirm the exact requirements with the bank.
</span></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"></p><h4><span style="background-color: white;">Make Copies and Self-Attestation: </span></h4><span style="background-color: white;">Make self-attested photocopies of all the required documents and carry both the copies and originals to the bank for verification purposes.
</span><p></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"></p><h4><span style="background-color: white;">Submit the Application: </span></h4><span style="background-color: white;">Submit the completed application form along with the necessary documents to a bank representative. They will guide you through the submission process and provide any additional instructions.
</span><p></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"></p><h4><span style="background-color: white;">Initial Deposit: </span></h4><span style="background-color: white;">Deposit the minimum required amount specified by the bank to open a current account. The minimum balance requirement varies depending on the bank and type of current account you choose. Some banks may ask for cheque from proprietor / partner / director, payable to bank instead of cash deposit. Initial amount may vary bank to bank generally starts from a nominal amount within INR 25,000
</span><p></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"></p><h4><span style="background-color: white;">Signature and Photograph: </span></h4><span style="background-color: white;">Provide your signature and have your photograph taken for the bank's records.
</span><p></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"></p><h4><span style="background-color: white;">Application Processing: </span></h4><span style="background-color: white;">The bank will initiate the process of verifying the submitted documents and processing your application. They may conduct a background check or request additional information if necessary.
</span><p></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"></p><h4><span style="background-color: white;">Account Opening Confirmation: </span></h4><span style="background-color: white;">Once your current account is successfully opened, the bank will provide you with an account number, account details, and other relevant information. They may also provide you with a checkbook and/or a debit card associated with the account.
</span><h3><span style="background-color: white;">Note:</span></h3><span style="background-color: white;">Remember that specific banks may have their own procedures and requirements for opening a current account. It's recommended to contact the chosen bank or visit their official website to obtain accurate and up-to-date information tailored to their specific process.
</span><p></p></li></ol><span face="Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"" style="background-color: white; color: #374151; font-size: 16px; white-space: pre-wrap;">
</span></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-11439744506511252352023-05-28T02:01:00.008-07:002023-05-30T11:10:36.251-07:00Making wealth in long term | Personal Finance<p></p><h4 style="text-align: left;"><span style="font-family: times;">Earning, expense, and investment are interconnected aspects of personal finance that play a vital role in managing one's financial well-being. Here we explain these elements and relation between them:</span></h4><span style="font-family: times;"><br /></span><p></p><h3 style="text-align: left;"><img alt="Earning Finance Money" border="0" data-original-height="659" data-original-width="686" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxO5uCSBFHjwzPzlWkdZw0iWKBwhWHd2nk8re2JgZwVJloRb0sMOPVD-oGLC3Hfy1ReMNTw_MYoAfgXZPOeL8tcFRHBO9HoNJaJF8mhfmebF8j7VHn3GVa2zZibrN4wlpSVIqCcvljeTcnIWKZ8miAs36QWMA5FUUhCgpiwBGyAFq2ah-n3U9beuZA/w200-h192/plant.png" title="Money Plant" width="200" /><br /><b>Earning <br /></b></h3><p style="text-align: left;">It refers to the income received from various sources, such as employment, business profits, or <span style="font-family: times;">investments. It forms the foundation for managing expenses and making investments.</span></p><p></p><p><span style="font-family: times;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: times;"><b>Expense</b></span></h3><p style="text-align: left;"><span style="font-family: times;">It denotes the money spent on various needs, bills, and activities. Effectively managing expenses is crucial to ensure that spending remains within the limits of one's earnings. By keeping track of expenses and making wise financial decisions, individuals can create room for savings, which can later be allocated towards investments.<br />This post can help you manage your finances: <a href="https://deepes007.blogspot.com/2023/05/money-management-control-over-you-money.html" target="_blank">Money Management Skills</a></span></p><p></p><p><span style="font-family: times;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: times;"><br /></span></div><span style="font-family: times;"><br /></span><p></p><p></p><h3 style="text-align: left;"><span style="font-family: times;"><b>Investment</b></span></h3><p style="text-align: justify;"><span style="font-family: times;">It involves allocating money towards assets or financial instruments with the aim of generating income or capital appreciation over time. Common investment options include stocks, bonds, real estate, mutual funds, and starting a business. The primary objective of investing is to grow one's wealth and work towards long-term financial goals.</span></p><p></p><p></p><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><img alt="Investment Income Money" border="0" data-original-height="375" data-original-width="352" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgq4hMzWEKveM9-LyYlKWA7WZ4N3yNTysdiA6YlJPQvoA3N_HhQhtS-gUbRZU7WMW-a7jQuxfpUm7rgDQ65GqZmqh-I3eTLHBv7g0eIpNTu2vvFtb_NeczEzlm0R4kDnlIkg4wZ00y12U2LbwF4xGf43R2FLDw2xl9q2E7szfZYvMjPeAhx1HCte2S0/w188-h200/investment.jpg" title="Finance Growth" width="188" /><br /><div style="text-align: justify;"><span style="font-family: times;">The relationship between earning, expense, and investment can be summarized as follows:</span></div></div><p style="text-align: justify;"><span style="font-family: times;">Earning provides the financial resources necessary to cover expenses and make investments.</span></p><p></p><div style="text-align: justify;"><span style="font-family: times;"><br /></span></div><span style="font-family: times;"><div style="text-align: justify;">By managing and controlling expenses effectively, individuals can free up funds for investments. Reducing unnecessary expenses and budgeting wisely allows for greater savings potential.</div></span><p></p><p></p><div style="text-align: justify;"><span style="font-family: times;"><br /></span></div><span style="font-family: times;"><div style="text-align: justify;">Investments have the potential to increase one's earning capacity. When invested wisely, money can grow over time, leading to additional income or capital gains.</div></span><p></p><p></p><div style="text-align: justify;"><span style="font-family: times;"><br /></span></div><span style="font-family: times;"><div style="text-align: justify;">A well-planned investment strategy is instrumental in achieving financial goals such as retirement planning, education funding, or buying a home. By making prudent investment decisions, individuals can enhance their financial security and future prospects.</div>To make long term wealth you can connect below:<br /><a href="https://www.bark.com/en/in/company/bizzport-consultants/OQ94M/" target="_blank">Financial Consultants</a><br /></span><p></p><p><span style="font-family: times;"><i></i></span></p><h4 style="text-align: justify;"><span style="font-family: times;"><i>Maintaining a balance between earning, expense, and investment is crucial.</i></span></h4><p></p><p></p><div style="text-align: justify;"><span style="font-family: times;">By effectively managing expenses, individuals can create surplus funds that can be allocated towards investments. Simultaneously, investments have the potential to increase earning capacity and provide long-term financial stability.</span></div><span style="font-family: times;"><br /></span><p></p><h2 style="text-align: left;"><span style="font-family: times;"><b><span>Summary:</span></b></span></h2><span style="background-color: white;"><div style="font-size: 16px; text-align: justify; white-space: pre-wrap;"><span style="font-family: times;">Earning, expense, and investment are crucial elements of personal finance. Managing these aspects effectively is essential for financial stability and growth. </span></div><span style="font-family: times;"><div style="text-align: justify;"><span style="white-space: pre-wrap;"><br /></span></div><span style="white-space: pre-wrap;">Earning refers to the money received from sources like salary, wages, and investments.
Expenses encompass the costs incurred to meet needs and cover living expenses.
Investments involve using money to purchase assets for income or capital appreciation.
<div style="text-align: justify;">To ensure financial well-being, it's important to control expenses, create savings, and allocate funds towards investments. </div></span></span></span><div><span style="background-color: white; font-family: times; text-align: justify; white-space: pre-wrap;"><br /></span></div><div><span style="background-color: white; font-family: times; text-align: justify; white-space: pre-wrap;">Investments can enhance earning capacity and help achieve long-term goals like retirement planning or education funding. Balancing earning, expense, and investment is key to financial security and future prospects.</span><div><p></p></div></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-86570600509097405462018-02-04T04:45:00.004-08:002023-05-28T08:09:47.620-07:00Analysis of BJP government (since 2014)<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br />
<span style="font-size: 13.5pt;">In 2014 when BJP government came into force, people had hope that
things would change.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">But even at that time, I had feeling that this government is more
of "no option" government than "I choose” government. And the
same conditions exists even at this point of time.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">Just one face Mr. Modi, gave BJP what it wanted for
years. People went crazy to vote and follow him without thinking as the
phenomenon of "What is seen is sold" was in effect. The mindless
media of this nation contributed to the victory and made huge profits at that
time.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">It is 2018 now, this government has shown almost all its cards and
the people who are actually educated and don't go with the flow, can conclude
whether the decision of electing this government with majority was right or
not.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">Three decisions that has drawn attention:<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">1. Demonetisation.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">2. GST implementation<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">3. Make in India<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<b><span style="font-size: 13.5pt;">Demonetisation or lack of it</span></b><span style="font-size: 13.5pt;">:<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">Government said this step was taken to curb black money but how?
The circulation for INR 500 and INR 1000 old currency notes was stopped but to
replace new 500 INR notes and INR 2000 notes were offered. How in practical
life this exchange of currency notes would curb black money?<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">Black money involves unaccounted money gathered from tax evasion.
The best way to keep the money is to keep in cash, high denomination currency
notes makes it easier to keep black money.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">In the demonetisation implemented by BJP govt., they retained the
high denomination notes in new form and even 1000 was replaced by 2000. This
move doesn't make any sense to me and few other people.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">Currently, most of the people have grown their black money as the
taxation system is not effective to keep track of money even in bank accounts
and the old currency notes were exchanged by new.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">A permanent discontinuation of INR 1000 and gradual
discontinuation of INR 500 was required for effective demonetisation.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">It was reported that 99% of old currency in circulation came back
to bank but I think the figure is more than 100% (some fake currency was also
deposited during the mess), so as a result banks are now paying interest on
fake currency as well. Govt. and RBI must have manipulated the data to save
themselves from shaming.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<b><span style="font-size: 13.5pt;">GST implementation:</span></b><span style="font-size: 13.5pt;"><o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">This step has however helped India to simplify the tax system for
indirect taxes like VAT, service tax and excise duty. But that too was not
given enough thought before implementation, the frequent changes before &
after GST implementation are proofs.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">Also the small dealers and retailers are still irritated with the
new tax (GST), the formalities are more than the benefits offered to them.
Government has definitely exempted them from registration for a turnover under
specified limit but practically if you are not registered with GST, no reputed
organisation would take goods or services from you. In case you get registered
with GST the time, energy and cost of implementation to business are
considerable.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<b><span style="font-size: 13.5pt;">Make in India</span></b><span style="font-size: 13.5pt;">:<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">This is nothing new, a statement I would give to describe the case
"It’s a son born many years ago but named just now". This government
and even previous government are thinking new ways to promote manufacturing
sector in India. But the setbacks are no firm initiative by regional / state
governments, people in India are earning focused more than innovation focused,
lack of technology, costs involved in setting up a manufacturing entity, lack
of knowledge etc.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">You may see “Made in India” on some electronic products (Laptops,
phones) but almost all of them are just assembled in India while
components are made outside India.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">A very good sync between centre and state is pre-requisite to
develop manufacturing and service industry. <o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">I have written to government of Rajasthan many times suggesting to
make laws, policies and provide all possible help to service industry in
Rajasthan. But I guess Chief Minister is busy in opening new wine shop at every
street corner. She takes no stress, nothing concerns her, I don’t have exact
idea how people can vote someone like her. I think it would be better to keep
this for some other post.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;"> </span><span style="font-size: 13.5pt;">Bullet train decision was also foolish as the nation where 1%
population has more than 75% of nation’s wealth, how a bullet train would be
successful with fares equal to air transport.</span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">In budget 2018, government has increased cess rate, proposed a tax
on LTCG while no benefit was given to middle class directly. Some schemes with
high expected expenditure were announced involving agriculture and health but
we all know how money flows from top to bottom in such schemes. <o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">I feel population is the biggest problem for India, with new
technology and artificial intelligence the problem of unemployment, poverty
will reach heights. This problem would have no solution at the time it would be
noticeable. <o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">A government with a person trapped in dramas of religion, caste,
“sangh” or vote bank has no guts to take steps to avoid the worst future
conditions. For everything else he is dependent on his ministers and experts,
who wants to make him happy. Are their minds capable enough to create resources
so that the future population can survive on limited land, food and jobs?<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">Normal Politics is hybrid, its combination of self, rule, divide,
individual, group, nation, leadership, following, faces (seen & hidden) and
much more.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">Indian politics is one level up as it involves caste, religion and
orthodox thinking. The involvement of these factors holds back the
implementation of important law and policies in the country.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">To sum up my post I would say, the Prime Minister has highest
education as Master in Arts, so nothing financial or economical can be expected
from him without input of experts, now these experts, most of them works for
money and they would not speak or stand against other ministers e.g. finance minister
who are influential upon PM. And that would hurt the nation as a developing
economy.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<br />
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">When you vote next time vote for a person who deserves to be MLA
or MP in your area, no party, no person in centre, just the person whom you are voting directly, that government with ruling and strong opposition would be the best
possible mix.<o:p></o:p></span></div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-82600616604780870832017-01-09T04:48:00.002-08:002017-01-11T04:39:18.923-08:00ICAI stats (year 15-16)<div dir="ltr" style="text-align: left;" trbidi="on">
People frequently asks or want to know about the total members of ICAI, so here I am updating the important figures below:<br />
<div>
<br /></div>
<div>
Total members as on 1st April 2016: <b>253,337 </b><br />
<span style="font-size: x-small;">(you may refer page 56 <a href="https://drive.google.com/open?id=0B5jSkG74bIbValFacm00dWNHNzQ" target="_blank">Annual report 2015-16</a>)</span></div>
<div>
It doesn't look like a huge figure but it is actually a big figure, when we have to keep CA profession and their future in contrast.</div>
<div>
<br /></div>
<div>
New members registered during 2015-16: <b>13,363</b></div>
<div>
During 2014-15 , new members registered were : <b>10,295</b></div>
<div>
<span style="font-size: x-small;">( refer page 85 of annual report of ICAI ) - <a href="https://drive.google.com/open?id=0B5jSkG74bIbVa1BoZksyOGhkUjA" target="_blank">Annual Report 2014-15</a></span></div>
<div>
So, more students in CA finals 2016 have passed as compared to previous year.</div>
<div>
<br /></div>
<div>
<div>
<br /></div>
<div>
Members not in practice on 31st march 2016: <b>132,697</b></div>
<div>
As on 1 april, 2015, the non practice members were: <b>124,434</b></div>
<div>
<div>
So the non practice members added during 15-16 were :<b> 8263 (62% of total passed)</b></div>
</div>
</div>
<div>
<b><br /></b></div>
<div>
Now, the fact here is that sufficient jobs will not be there to accommodate passed students and all jobs produced during 2015-16 won't offer average salary of 5-6 lakhs. Some qualified CAs will work for a salary equal to graduates.<br />
<br />
Here are some figures related to candidates applied and selected in campus placement:<br />
<span style="font-size: x-small;">(refer page 29 of Annual report 2015-16)</span><br />
<span style="font-size: x-small;"><br /></span>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 356px;">
<colgroup><col style="mso-width-alt: 5156; mso-width-source: userset; width: 106pt;" width="141"></col>
<col style="mso-width-alt: 2706; mso-width-source: userset; width: 56pt;" width="74"></col>
<col style="width: 48pt;" width="64"></col>
<col style="mso-width-alt: 2816; mso-width-source: userset; width: 58pt;" width="77"></col>
</colgroup><tbody>
<tr height="20" style="height: 15.0pt;">
<td class="xl63" height="20" style="height: 15.0pt; width: 106pt;" width="141"></td>
<td class="xl63" style="border-left: none; width: 56pt;" width="74">Registered</td>
<td class="xl63" style="border-left: none; width: 48pt;" width="64">Recruited</td>
<td class="xl63" style="border-left: none; width: 58pt;" width="77">Percentage</td>
</tr>
<tr height="20" style="height: 15.0pt;">
<td class="xl63" height="20" style="border-top: none; height: 15.0pt;">August - Sept
2015</td>
<td align="right" class="xl63" style="border-left: none; border-top: none;">7358</td>
<td align="right" class="xl63" style="border-left: none; border-top: none;">1231</td>
<td class="xl64" style="border-left: none; border-top: none;"></td>
</tr>
<tr height="20" style="height: 15.0pt;">
<td class="xl63" height="20" style="border-top: none; height: 15.0pt;">February-
March 2016</td>
<td align="right" class="xl63" style="border-left: none; border-top: none;">5961</td>
<td align="right" class="xl63" style="border-left: none; border-top: none;">1314</td>
<td class="xl64" style="border-left: none; border-top: none;"></td>
</tr>
<tr height="20" style="height: 15.0pt;">
<td class="xl63" height="20" style="border-top: none; height: 15.0pt;">TOTAL</td>
<td align="right" class="xl63" style="border-left: none; border-top: none;">13319</td>
<td align="right" class="xl63" style="border-left: none; border-top: none;">2545</td>
<td align="right" class="xl64" style="border-left: none; border-top: none;">19%</td>
</tr>
</tbody></table>
</div>
<div>
So almost all students passed in final 15-16 applied to campus interview but only 19% got the job in campus placement.</div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<span style="font-size: xx-small;"><br /></span></div>
<div>
<span style="font-size: x-small;">Note: You may send feedback to: ca_talyst@yahoo.com (use subject line "Feedback in blog post")</span></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<b><br /></b></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-21274693886291560222016-06-05T10:07:00.001-07:002023-12-26T02:58:01.218-08:00Existential Purpose of Life<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="font-size: 13.5pt;">Have you ever wondered why we are here or who we are or what is
the purpose of our lives?<o:p></o:p></span></div>
<div style="margin: 0cm 0cm 0.0001pt;">
<span style="font-size: 13.5pt;">Most of us have
thought.....at least once<o:p></o:p></span></div>
<div style="margin: 0cm 0cm 0.0001pt;">
<br /></div>
<div style="margin: 0cm 0cm 0.0001pt;">
<span style="font-size: 13.5pt;">Different
religions give<span class="apple-converted-space"> </span><span aria-haspopup="true" g-spell-original="diffrerent" id=":11.1" role="menuitem" tabindex="-1">different</span><span class="apple-converted-space"> </span>kind of reasons and stories for human
origin.<o:p></o:p></span></div>
<div style="margin: 0cm 0cm 0.0001pt;">
<span style="font-size: 13.5pt;">But the truth is
one... (No I am not telling the truth because I don't know about the origin)<o:p></o:p></span></div>
<div style="margin: 0cm 0cm 0.0001pt;">
<br /></div>
<div style="margin: 0cm 0cm 0.0001pt;">
<span style="font-size: 13.5pt;">The only thing I
can talk about is purpose of human life.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Why human beings are here or why they exist?</div>
<div class="MsoNormal">
<b>Answer</b> is another question: Why other living beings exist?</div>
<div class="MsoNormal">
Logical answer is to keep us in existence. To make the earth
a living planet.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
If you think your
existence is important, existence of other life forms is also important. We all
are important to each other so that earth can sustain life.</div>
<div class="MsoNormal">
All living beings are netted together, we all are here because
the planet has sustainable environment. Do you think nature differentiate
between us and other living creatures?</div>
<div class="MsoNormal">
Every living being is equally important to nature
irrespective of physical size, form or intelligence.</div>
<div class="MsoNormal">
The energy called nature has given us and other living
beings, all the resources and ways to sustain.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">However, these are not definitely the reasons to exist:<br />
We are not here to explore moon or mars, why would god (I
would rather call it a energy that runs the world) want us to go to the mars, ? Why would god want our help to explore moon or mars? He doesn't. We are doing it out of curiosity without applying logic. We can't even handle our planet in proper way.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Why would the GOD want us to discover car, plane or
spaceship? <br /><br /></div>
<div class="MsoNormal">
Why would GOD want us to cut trees or kill animals? Does he
think human will earn more for him than other animal? And what would GOD do
that with that money (donated at temple or church), will live luxury life, buy
a big house or car? The deeper I think, I
laugh a little more than before.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Sometimes I feel, the more knowledge we are gaining the more
we are exploiting the planet and living & non living resources. We have
developed new ways to ruin the environment and life form. Bigger machines, advanced
technology, more dependent life on machine, more radiation, more pollution,
more global warming.</div>
<div class="MsoNormal">
<br /></div>
<br />
<div class="MsoNormal">
Life exists to give life to our kind and keep other life forms
in existence together with keeping the planet a favourable place to live. We
are supposed to behave like humans if we are born as humans, most intelligent and
most helpful creature on the planet.</div>
<br /></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-74603282019029920112015-07-11T13:27:00.000-07:002015-11-15T06:06:55.461-08:00SCAMS on olx, quikr and other sites<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="font-size: xx-small;">You can use translate option to read in hindi ---------------------------------------------------------------------------------->>>>>></span><br />
<br />
I don't know how many of the people reading this, have already got scammed on olx, quikr or other sites but I am sure that this is going to be useful to everybody.<br />
These sites are easy platform for selling and buying things but for most of the people these sites are good platform to commit frauds. Due to easy sign ups, vast reach and no personal verification most of the people gets trapped in scams.<br />
These sites harvest monetary and other losses after a crop of well planned and executed scams.<br />
<br />
Fake buyers, fake sellers (wastes time) are common but also their are some people who tries to defraud other people in monetary terms.<br />
<br />
I found on internet that sellers got scammed by fake cheques against their products, buyers got scammed by fake or faulty products.<br />
<br />
Most of the scams are planned for vehicle transactions, the vehicle you buy on internet may be of theft or may be a part of illegal activity.<br />
Even the car dealers sell their product representing them as true owner / first owner of the vehicle, such vehicles are generally of outside city and may be involved in illegal activities.<br />
<br />
After reading a lot on internet and own experience, here are some important points to buy a vehicle:<br />
<br />
1. Avoid buying outside city registered vehicles.<br />
2. Search the contact number provided with the listing on internet / google.<br />
3. If you find the contact number listed for any other vehicle, the seller is a dealer.<br />
4. They represent themselves as true owner or relative of owner.<br />
5. Always check the ID proof of the person, you meet with the vehicle (seller or buyer).<br />
6. Always ask for original papers (registration and insurance).<br />
7. Do not take any excuses for point 5 and 6.<br />
8. Do not final the deal on the same day / don't pay any advance on same day. (Do not be greedy for an awesome deal, take time)<br />
9. Search about the person on facebook and other social networking sites.<br />
10. Ask the person to make the deal at his / her home or office.<br />
11. Also you have to check other technical points to buy a vehicle (test drive, engine, mechanical testing etc.)<br />
<br />
<br />
Note: Prefer buying old cars from company registered dealers (true value, advantage, first choice, etc.) It is a fact that these are costly than olx or quikr listings but are more authentic and reliable.<br />
<br /></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-79685742076609018562015-05-11T05:48:00.001-07:002015-05-11T05:48:14.268-07:00Compaq Presario c707tu<div dir="ltr" style="text-align: left;" trbidi="on">
The Audio Driver of Compaq Presario C707TU:<br />
<br />
Steps:<br />
1.Download read me first.<br />
2.Then Microsoft UAA Bus<br />
3.At lask the audio.rar<br />
4. Extract the audio.rar and install the driver.<br />
<br />
<br />
Read me file:<a href="https://drive.google.com/file/d/0B5jSkG74bIbVa0JCbDY5ZnNhYlk/view?usp=sharing" target="_blank">Link</a><br />
Microsoft UAA Bus (Click Download): <a href="https://drive.google.com/file/d/0B5jSkG74bIbVckl5a0VMdHBjU28/view?usp=sharing" target="_blank">Link2</a><br />
Click to visit link:<a href="https://drive.google.com/file/d/0B5jSkG74bIbVekJFaW1NZ0RPeDQ/view?usp=sharing" target="_blank">Link to Audio.rar</a></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-3936074889974230422015-05-06T04:20:00.000-07:002017-06-07T11:18:13.591-07:00ICAI Imp Stats (13-14)<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">I was searching for annual report for year ending 2014-15 but found
report for 2013-14 of ICAI.<o:p></o:p></span></div>
<br />
Annual report 2013-14: <span style="color: #990000;">(Before going through the report you are requested to read imp points)</span><br />
<a href="https://onedrive.live.com/redir?resid=a7f8988ce2308315%21127" target="_blank">Part 1</a><br />
<div class="MsoNormal">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;"></span></div>
<a href="https://onedrive.live.com/redir?resid=a7f8988ce2308315%21129" target="_blank">Part 2</a><br />
<div class="MsoNormal">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal">
<span style="font-size: 12pt;">There are few important things I want to share before you go through the annual report:</span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">1.<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">On 31<sup>st</sup> March 2013 there
were 2, 17,106 CA members of ICAI.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">2.<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">During year 2013-14, the number of
newly qualified CAs is <b>12,573</b> (i.e. May 13 + Nov 2013)<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">3.<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">And this brings total members as on
31<sup>st</sup> March 2014 to <b>2, 29,679</b>.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 18.0pt;">
<i><span lang="EN-US" style="font-size: 10.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></i></div>
<div class="MsoNormal" style="margin-left: 18.0pt;">
<i><span lang="EN-US" style="font-size: 10.0pt; line-height: 115%; mso-ansi-language: EN-US;">(For
reference see page 10 of 40 total pages of Part 2 of annual report </span></i><span lang="EN-US" style="font-size: 10.0pt; line-height: 115%; mso-ansi-language: EN-US;">)<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">Out
of these total 2,29,679</span><b><span lang="EN-US" style="font-family: "arial black" , "sans-serif"; font-size: 12.0pt; line-height: 115%;"> : </span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">Members
in Practice (full+ Part): 112324<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">Members not in practice (either in employment or involved
in business): 117355<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">Some
people would say that this total 229679 is not a big number but even this
number is not getting employed as whole. <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<b><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">Here
is campus placement data for May 13 & November 13:<o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">In
November 13, students appeared for campus placement were 2600, out of which only
700 were offered job.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">In
May 13, students registered for campus placement were 4150 but only 685 jobs
were offered, i.e. only 16.5% students got jobs in campus.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span lang="EN-US">(</span><i><span lang="EN-US" style="font-family: "bookman old style" , "serif"; font-size: 9.0pt; line-height: 115%;">You can refer page 39 of 50 pages of Part 1 of annual report</span></i><span lang="EN-US"> )<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">There
are many jobs on job portals like Naukri.com, monsterjobs.com but most of them
are for experienced members or they offer very less than expected salary
(excuse given by them is you are fresher).<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">One
month has passed since year 2014-15 has ended but the annual report is not
available yet because ICAI is waiting for employment updates from candidates and
candidates are waiting for employment. Also the institute is required to get
the accounts audited and the same will take time.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">My
calculation says this year (14-15), the no. of CAs passed are more than
previous number 12,573.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">And
condition is worse with no suitable jobs for freshers.<o:p></o:p></span></div>
<br />
<div class="MsoNormal">
{The total number of members as on 1st april 2016 is 253,337. The annual report for 15-16 is given below, see page 56 to know total number of members and details }<br />
<a href="http://resource.cdn.icai.org/43754annualreport-icai-33423.pdf" target="_blank">Annual report 15-16</a></div>
<br /></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-66406736494662939202015-04-30T05:25:00.002-07:002023-05-31T09:17:16.158-07:00No Boot Sector on Internal Hard Drive<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal">
<span style="font-size: 16pt; line-height: 115%;">Solution to
“No boot sector found on internal hard drive”<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
One thing that I noticed on internet is that this problem is
faced by many of people.</div>
<div class="MsoNormal">
<b><span style="font-size: 12pt; line-height: 115%;"><br /></span></b></div>
<div class="MsoNormal">
<b><span style="font-size: 12pt; line-height: 115%;">Problem/Error: </span></b><span style="font-size: 12pt; line-height: 115%;">“</span>No boot sector found on
internal hard drive”</div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<b><span style="font-size: 12pt; line-height: 115%;"><br /></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<b><span style="font-size: 12pt; line-height: 115%;">Cause of the problem:</span></b> Unformatted or new hard disk or the hard is not detected by system.</div>
<div class="MsoNormal">
Some people may think that there is some problem with their
laptop or new hard disk but the issue is common. As the hard disk is not yet
formatted and partitions are not made for operating system, the boot sector is
absent.</div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<b><span style="font-size: 12pt; line-height: 115%;"><br /></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<b><span style="font-size: 12pt; line-height: 115%;">Solution to the problem: Ensure that your hard drive is shown in boot setup page.<br /></span></b>If above is fine then follow below steps:<br />Install operating system and make
partitions to your hard drive.</div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
Now if your
computer is showing another error “No bootable devices found…………” make sure
following:</div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -18pt;">
<!--[if !supportLists]-->1.<span style="font-size: 7pt; font-stretch: normal;">
</span><!--[endif]-->In BIOS setup (Press F2) you have CD/DVD drive
as priority for Bootable devices. </div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -18pt;">
<!--[if !supportLists]-->2.<span style="font-size: 7pt; font-stretch: normal;">
</span><!--[endif]-->The installation CD/DVD Disc you are using has
no scratches.</div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
Even after following the above steps if the problem persist, you should <b>use a bootable USB flash/pen drive</b> to install operating system.</div>
<div class="MsoNormal">
It is the ultimate solution to the problem and way to install
operating system. It has always worked.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
As I have noticed the problem is most common in Dell laptops
and even the customer assistance is unable to tell the solution, I recommend to
use USB flash/pen drive for installation.</div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
A bootable
flash/pen drive is a flash drive that has installation files of operating
system along with boot files and it works as installation disc for operating
system. It installs operating system on hard disk just like installation disc.</div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal">
Search the internet for utility programs to make bootable
flash drive .And obviously you need another PC to make bootable flash drive.</div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
Now put the <b>bootable drive in laptop</b> and this time
you have to make sure that <b>USB external
drive</b> is now in bootable <b>device
priority</b> in BIOS setup.</div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
Just go to
BIOS press F2 for setup and set <b>USB
drive</b> as first boot device. Disable hard drive from boot priority. </div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
As and when
installation of operating system completes and system restarts, again enter
BIOS setup to change <b>Hard disk as first
boot device</b>.</div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0cm;">
This time
your computer will definitely boot from <b>Hard
disk.</b><br />
<b><br /></b>
<b><br /></b>
<b><span style="font-size: x-small;">Note: If you like it please share it via blogger, google plus etc.</span></b></div>
<div class="MsoNormal">
<br /></div>
<br />
<div class="MsoNormal">
<br /></div>
</div>
Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-202280912472891724.post-85259112972944095732015-04-26T04:12:00.000-07:002016-06-05T08:37:06.378-07:00SINFUL PEOPLE<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="color: #351c75; font-family: "arial" , "helvetica" , sans-serif;">What do you drink:</span><br />
<span style="color: #351c75; font-family: "arial" , "helvetica" , sans-serif;"> water or religion, </span><br />
<span style="color: #351c75; font-family: "arial" , "helvetica" , sans-serif;">now decide what should come first?</span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">People go by the rituals and customs instead of going by
good or bad, this is what basic human behaviour is. </span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">In India the above rule is more strong and rigid and
examples are superstition, child marriages, people more closer to themselves
and their families than the country, polluted rivers (e.g. Ganga, Yamuna) etc.</span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #674ea7; font-family: "arial" , "helvetica" , sans-serif;">I have noticed there is
something known as earth day, how many people care about that, even in
India you can count those people in few hours, I always had concern about environment
and people’s impact on it, so earth day doesn’t make any difference to me.</span></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">Now, I was telling about people and how they follow others,
in India if we talk about most polluted rivers the first river that comes in
mind is Yamuna, it is hard to even call it river as at some places it has bulk
of harmful chemical foams floating and flying in air. World is worried about
extinct & endangered animal species soon we would talk about extinct
rivers.</span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">Ganga, the holy river named after goddess Ganga known to
wash away sins “Paap” , now requires a complete makeover & cleanover, govt
says they have started cleaning programme with tonnes of money invested but
even the supreme court commented that with this proposed plan it will take 200
years to clean the waters.</span></div>
<div class="MsoNormal">
<span style="background-color: white; color: #674ea7; font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="background-color: white; color: #674ea7; font-family: "arial" , "helvetica" , sans-serif;">To pollute a holy
river is itself a “Paap”, to kill people who are dependent on the water and the
animals living in the water is a sin. So going to the river and washing body
and naming it ‘washing sins’ is just like committing another big sin.</span></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">The government sucks as always and will always suck until a
complete change over is done to mindset of politicians, but for the pollution
of Ganga people are responsible not the politicians.</span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">Why the people are
dependent on a river to wash away their sins, why do they intentionally commit
sins and why the hell they go to Ganga for a bath when they have showers at
their home.</span></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="color: #674ea7; font-family: "arial" , "helvetica" , sans-serif;">Here the first two lines of post holds right, people never
think what they are doing, why they are doing & what they will actually get
out of this, they just follow others, even those people who have spent several
years to gain education, degrees, diploma etc. in different fields get involved in this crazy
polluting practice.</span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">Now the irritating part is they wash their bodies, clothes
‘with soap & detergent’, they throw away flowers, ploythene & various
other articles in the river, and nobody stops them from doing so, I have heard
somewhere ‘shashtra’ says so,</span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #674ea7; font-family: "arial" , "helvetica" , sans-serif;">but I don’t know
about any stupid shashtra that says “Go and wash your body & other sh!*#t in
the holy river, come on people jump in the river in lakhs together, throw away
whatever you want to, ruin the river as much as you can, do sins regularly and
come and wash here, let the river be a history but follow as the ‘shashtra’
says”.</span></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">Do you have answer to
my question “Has God himself written the shashtra?”, if yes let me see the
original first copy.</span></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">What kind of society, we are living with where people want
luxurious cars, big houses, expensive phone & clothes but they don’t have
brain with little logic. They commit sins to get these things
and then visits Kedarnath, Badrinath, Varanasi etc. to wash away their “Paap”.</span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>
<blockquote class="tr_bq">
<span style="font-family: "arial" , "helvetica" , sans-serif;">When we apply our brains in daily life, in feeding families,
in business, why we people are so lame in applying that when it comes to some
baseless rituals practices.</span></blockquote>
<div class="MsoNormal">
<span style="font-size: large;"><span style="color: #38761d;"><b>Earth and Environment</b> </span>are required for survival, not the religion or caste.</span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-size: x-small;">Note:Send criticizm or recommendations to ca_talyst@yahoo.com</span><br />
<div class="MsoNormal">
<br /></div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-82897409064974668982015-04-03T02:30:00.000-07:002015-05-01T08:17:57.875-07:00Slow Computer problems and solutions<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="font-family: Arial, Helvetica, sans-serif;">If you often feel that your computer is running slow, check following:</span><br />
<b><u><br /></u></b>
<b><u><span style="color: #38761d; font-family: Trebuchet MS, sans-serif;">Hardware Related (Physical Components)</span></u></b><br />
<br />
Do you think your friend's or relative's computer is running faster OR<br />
noticed that your computer hardware is old?<br />
If yes--> You need to upgrade your hardware with new processor, motherboard or RAM.<br />
<br />
Have you noticed any voltage or electrical disturbances?<br />
If yes--> Use stabilizer or UPS.<br />
<br />
Noticed any "beep" sound or heating issues or CPU cooling fan related problem?<br />
If yes---> Contact hardware support personnel/ hardware engineer.<br />
<br />
<b>Only buy good quality hardware whether expensive or cheap, some known brands are Intel, AMD, Gigabyte, Seagate, Samsung etc. Always ask for original hardware component not for cheap.</b><br />
<b>Cheap component works but they are slow, have compatibility issues and often fails.</b><br />
<br />
<b><u><br /></u></b><b><u><span style="color: #38761d; font-family: Trebuchet MS, sans-serif;">Software Related (Operating system) [For Windows]</span></u></b><br />
<br />
Do you think you have <b>too much icons / folders</b> on desktop?<br />
If yes--> You should not keep huge size folders (more than 30 mb) on desktop, move them to another partition.<br />
Avoid keeping much icons on desktop, access the programs through start menu instead of having on desktop.<br />
<br />
Do you have <b>good antivirus</b> software installed and updated?<br />
If No--> Install a good antivirus program like Norton, Quick Heal, Guardian etc. with subscription & key to update regularly. Just installing antivirus is not enough, update it regularly.<br />
<br />
Noticed that you have too much <b>unnecessary </b>software and programs installed?<br />
If yes---> Go to control panel and uninstall any unnecessary or outdated software.<br />
And also if you have 2-3 versions of same program installed, keep only one.<br />
<br />
Do you <b>regularly check for errors</b> on the C: drive?<br />
If No---> Go to my computer, right click C: drive, choose properties option, new dialog box appears, select tools tab, in error checking select 'check now', it will ask to schedule the checking next time you restart the computer.<br />
When you restart the computer it will check for errors, don't skip the step.<br />
<br />
Have you recently <b>de-fragmented</b> your hard drive?<br />
If No---> Do it now, go to control panel , search for "Defragment" in search box on top right corner, now results shows Administrative tools along with 'defragment your hard drive', click it, new window appears, select the drive then analyze it and defragment if required.<br />
<br />
<b><br /></b>
<b><span style="color: #990000; font-family: Arial, Helvetica, sans-serif;"><u>Other Suggestions:</u></span></b><br />
<b><br /></b>
<b>Only Install compatible software and operating system on your hardware. Every software has minimum system requirements check the same before installation.</b><br />
<b><br /></b>
<b>If you are still facing problem best solution is back up your data then format & reinstall your operating system with recovery disk or new disc.</b><br />
<br />
Note: You are free to write query/suggestions/doubts as comment.<br />
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-32013169804575344852015-03-24T07:55:00.001-07:002015-04-03T01:20:51.856-07:00CA Final Nov 2014<div dir="ltr" style="text-align: left;" trbidi="on">
<div dir="ltr">
<span style="font-size: large;">I was waiting for the exact number of candidates, who became CAs in Nov 2014 but no exact figures available yet.</span></div>
<div dir="ltr">
<span style="font-size: large;">Nobody had expected such a result:</span><br />
<span style="font-size: large;"><span style="color: #6aa84f;">8.23%</span> in both grps i.e.2983 CAs</span></div>
<div dir="ltr">
<span style="font-size: large;"><span style="color: #cc0000;">23%</span><span style="color: #0b5394;"> </span>approx in I grp i.e. about 15000</span><br />
<span style="font-size: large;"><span style="color: #351c75;">10% </span>in II grp i.e. about 7000 cadidates</span></div>
<div dir="ltr">
<span style="font-size: large;"><br /></span></div>
<div dir="ltr">
<span style="font-size: large;">Now, you can guess yourself how much of the candidates, who cleared 1st or 2nd grp have completed CA final this time.</span><br />
<span style="font-size: large;">I guess atleast 5 to 6 thousand out of total 22000. So total CAs goes to 8 to 9000 in nov 2014, exact figure may even go higher. (will be updated soon)</span></div>
<div dir="ltr">
<span style="font-size: large;"><br /></span></div>
<div dir="ltr">
<span style="font-size: large;">Now the main problem, candidates are facing is temporary unemployment and lower salary package. And most of the companies are seeking for post qualification experience, 3 years articleship doesnt matters to them.</span></div>
<div dir="ltr">
<span style="font-size: large;"><br /></span>
<span style="font-size: large;">Those who decided to undertake industrial training are eating the cream, also some of those who snatched merit are having its advantage. </span><br />
<span style="font-size: large;"><br /></span>
<span style="font-size: large;"><u><span style="color: #351c75;"><span style="background-color: #ffd966;">To score merit is not in your hands</span> </span></u>but everybody can try to go for industrial training and thats why i recommended to go for industrial training in previous posts.</span></div>
<div dir="ltr">
<span style="font-size: large;"><br /></span></div>
<div dir="ltr">
<span style="font-size: large;">I can not comment on the result percantage this time, its for benefit of more students but the market will take time to absorb the all of them. </span></div>
<div dir="ltr">
<span style="font-size: large;"><br /></span></div>
<div dir="ltr">
<span style="font-size: large;">Institute must take some reasonable steps to keep check on unemployed members after the campus placement. Something new that may provide improvement in skills must be undertaken, practical & professional training must be undertaken so that profession remains a benchmark.</span><br />
<span style="font-size: large;"><br /></span>
<span style="font-size: x-small;">Note: If you like the post you can follow or share using <span style="color: #cc0000;"> </span></span><span style="color: #cc0000; font-size: large;">g</span><span style="font-size: x-small;"><span style="color: #cc0000;">+1</span><span style="color: red;"> </span>given after the post.</span></div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-61167342535123862492015-02-08T00:13:00.001-08:002015-02-08T00:15:25.450-08:00Difficulties for a newly qualified CA<div dir="ltr" style="text-align: left;" trbidi="on">
<div dir="ltr">
<h3>
<span style="font-size: x-small;">(Use 'Translate' option to read in Hindi)--------------------------------------------------------------------------------------------------</span><span style="font-size: small;">>></span></h3>
<br />
As and when a person gets CA final cleared, the person is full of excitement, relief, hope and obviously a little bit of confusion.<br />
<br />
<div style="text-align: left;">
<b><span style="font-size: large;"><i>The first confusion is : Practice or Job?</i></span></b></div>
Most of the students have a predetermined mind set for a particular option, still there are few candidates who are confused to opt for practice or job. If you are one of the confused students, i suggest that you should work on your confidence and should know more about yourself. Its not a bad thing but it is an indication that somewhere you lack understanding of yourself and you need to work on it.<br />
<br />
Practice is something that requires contacts, patience, struggle, ability to understand client's need, enough audit experience or somebody who is pre-established in the practice field to guide.<br />
I am not going to talk much about practice as this area is out of my interests.<br />
<br />
<b><span style="font-size: large;"><i>Second confusion is : Where to find and apply for jobs?</i></span></b><br />
Most of the candidates dreams of good job and designation.<br />
People say... "To find jobs these days is very difficult"<br />
I don't think its correct, to 'find' jobs is easy, to get job is difficult.</div>
<div dir="ltr">
Here is one thing that I have noticed, most of the companies on the 'job portals' asks for experience of at least 2-3 years with petty offerings (normally below 3 lakhs). On the otherside some companies picks up a newly qualified CA in normal package of 4-5 lakhs during campus placement.</div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
I personally believe a candidate who has actually spent 3 years of articleship in auditing many kinds of client can never be a 'fresher'.But most of the companies on job portals does not even recognizes articleship as work experience.</div>
<div dir="ltr">
<b>'That is an irony associated with the profession'</b></div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
Anyway every person who is newly qualified chartered accountant must consider the training part as work experience as an ordinary accountant with 3 years experience never goes through that situation, environment and knowledge enhancement. He/she must mention that actually 3 years of life were spent on gaining knowledge, experience, error finding, corrections & reporting on the work done by experienced accountants.</div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
<b>Now, before one searches for job, the points to be cleared are:</b><br />
1. Industry ( manufacturing, hospitality, finance etc.)<br />
2. Expected salary pm / annual package ( cost to company)<br />
3. Location of work (home town/outside)<br />
4. Self search or campus placement or both<br />
5. Resumè (self made /not copied)<br />
<br /></div>
<div dir="ltr">
If you are searching jobs in particular industry prepare a list of companies in that industry and then search websites of each company for jobs. Generally, current openings are available in <span style="background-color: white;"><b><span style="color: #274e13;">' Career' tab </span></b></span>on home page of company's website. This is best way to search for desired job. For example for IT industry open Wipro / Infosys etc., in case of hotels search for careers in Taj group, Leela hotels, oberoi etc.<br />
You can also rely on campus placement but do not completely depend on it.</div>
<div dir="ltr">
<br />
Online portal that can be searched are:<br />
Naukri.com<br />
Indeed.co.<u>in</u><br />
Also you must have an updated profile on LinkedIn and you should follow the companies you want to get associated with.<br />
<br />
Another thing one should keep in mind is that either you can keep close to your small home town or to money. The companies are not paying much in small cities/ non metro cities like Indore, Bhopal, Jaipur etc.<br />
Even I have a seen some companies offering just 3 lakhs in industrial city like Pune. If you want good salary (approx 5 Lacs and above) you have to go to New Delhi, Bangalore, Mumbai, Hyderabad etc.<br />
<br />
<b><i>Yes, there are some exceptions but those are few in number and thats why they are exceptions.</i></b><br />
<br /></div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-36676547902868814852015-01-17T09:44:00.001-08:002015-04-05T00:17:14.049-07:00Training & Employment<div dir="ltr" style="text-align: left;" trbidi="on">
<div dir="ltr">
<span style="color: #cc0000; font-size: x-small;">Note: You can also read in Hindi by using 'Translate'----------------------------------></span></div>
<div dir="ltr">
<br />
Sometimes we are close to something beneficial but are unaware of the same.<br />
When I came across some beneficial schemes ( links provided in the end) running <u>f</u>or years, I was surprised to know that <u>these</u> are actually beneficial <u>but</u> I was unaware of the same.</div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
There are some scheme formed and are controlled by government of India.<br />
MES courses were adopted under <u>a</u> programme a by central govt., and <u>have</u> now been carried over by many state govt. to provide training in different areas.</div>
<div dir="ltr">
These courses involves training and development of unemployed candidates between age group of 18 to 35 years.</div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
Courses involves negligible fees (Rs.300 to 600 as registration fees) and practical knowledge with employment guaranteed. So the courses are almost free.</div>
<div dir="ltr">
Most of the organisation involved in the process of training, provides the free recruitment services.In return these organisations get paid from govt. on basis of number of students trained.</div>
<div dir="ltr">
<br /></div>
<blockquote class="tr_bq">
<b><span style="color: #351c75;">In rajasthan, programme carried by govt is divided in different projects.</span></b></blockquote>
<div dir="ltr">
The govt. department concerned about the process is RSLDC, website is <br /><a href="http://www.rajasthanlivelihoods.org/" target="_blank">Details of the programmes</a></div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
The details of courses and training centres are provided in the link: </div>
<div dir="ltr">
<a href="http://www.rajasthanlivelihoods.org/elstp">http://www.rajasthanlivelihoods.org/elstp</a></div>
<div dir="ltr">
<u><br /></u></div>
<div dir="ltr">
<u>The</u> organisations / institutes involved in free training are:<br /><a href="http://www.rajasthanlivelihoods.org/partners-registration-form/" target="_blank">Institutes Involved</a></div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
These schemes are with residential as well as non residential facility, ask the contact person provided in the link above for the same.</div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
<span style="font-size: x-small;">Note: In case of any query/doubt/suggestion write a comment.</span></div>
<div dir="ltr">
<span style="color: #cc0000; font-size: x-small;"> You can also read in Hindi by using 'Translate'----------------------------------></span></div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-202280912472891724.post-82488045912089874632014-12-20T22:02:00.001-08:002017-09-25T08:28:13.069-07:00Other side of government<div dir="ltr" style="text-align: left;" trbidi="on">
<div dir="ltr">
<b>When BJP was elected people <span style="color: #38761d;">were dreaming</span> of better future, better foreign policies and good internal environment in the country.</b></div>
<div dir="ltr">
<b>But now after a time more than six months if we evaluate the work, what we find is some foolish statements, incomplete & inaccurate policies and the <span style="color: #990000;">controversial</span> thinking of hindu nation.</b></div>
<div dir="ltr">
<b><br /></b></div>
<div dir="ltr">
<b>The fact that people of bangladesh have been entering Indian territory through 'unauthorized means' is now <span style="color: #351c75;">ignored</span> and government instead of applying restrictions, dealing the situation with the practice of religion conversion.</b></div>
<div dir="ltr">
<b>Why don't the people following RSS and its thoughts, understand that converting a person from muslim to hindu <span style="color: #bf9000;">will not change</span> his size, character or behavior.</b></div>
<div dir="ltr">
<b><br /></b></div>
<div dir="ltr">
<b>The only thing happening is that we are giving licence to share the land, water, food, employment and other resources to unauthorized people <span style="color: #351c75;">forever</span>. This process is not in favour of nation.</b></div>
<div dir="ltr">
<b><br /></b></div>
<div dir="ltr">
<b>The man whose face is used in all BJP elections whether assembly or loksabha, believes in eliminating law and not in favour of enactment of new law but <span style="color: #cc0000;">is it really possible</span> to run a nation without law. And most irritating part is that many fools in audience clapped on that.</b><br />
<blockquote class="tr_bq">
<span style="background-color: #351c75; color: #f1c232;"><b>
' I mean who would stop at red light signal, if law is silent' </b></span></blockquote>
</div>
<div dir="ltr">
<b>He should stop making statement like that and should try to run the nation with help of law and not with RSS thought stream.</b></div>
<div dir="ltr">
<b><br />
</b><br />
<blockquote class="tr_bq">
<span style="background-color: white; color: #38761d;"><b>
Nation and its <u>security</u> is important before anything else.</b></span></blockquote>
<b>Everybody wants audience to clap on their "Bhashan" but content included therein should make sense, especially when you are talking about Prime Minister.</b></div>
</div>
Unknownnoreply@blogger.com0